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All agents are NOT alike! Find out why we are top real estate experts. Call us: (719)268-8096.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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"Couldn't have gone anywhere else. The service was excellent. We will refer this team to anyone."
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Looking for homes? Search everything the web has to offer, right here! Don't miss our Featured Homes. Use the Home Buyers Scouting Report to find your dream home! Need local real estate information? We've summarized much of what is important about the Colorado Springs, El Paso County and Briargate real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Colorado Springs, El Paso County and Briargate real estate agents, we have the experience and track record you are looking for. Please let us help. - THE DANIELS TEAM  |
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What famous building receives a fresh coat of 300 tons of reddish-green paint every seven years?
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| A |
The Eiffel Tower in Paris, France. |
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- NUMBER1EXPERTS™ 
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